Which program can you recommend to work with SSH. Is there any SSH client that can show directories tree and files visually (not with ls command)?

What are commands to download files with SSH? I need to download .htaccess and .htpasswd files onto my computer and because those files are not visible with FTP client I need to do this with SSH.

What is the command to just view .htaccess file with SSH? If I type

type .htaccess

it says that can not find this file (may be because it is hidden).

The simplest ssh client is putty:
http://www.chiark.greenend.org.uk/~sgtatham/putty/

If you want so view a directory index and transfer files via ssh protocol you may use WinSCP

About .htacess it is not default file and may be missing in your directory.

To create empty .htaccess file run command:

touch .htaccess

To create/edit or edit this file type:

vim .htaccess

Thank you - WinSCP is great.